In 2010, continued its advance, although the state has introduced various policies to suppress prices are too high and too fast growth, but the enthusiasm of the Chinese people of the house but never really dies.
into the third quarter,UGG bailey button, buyers wait and see mood as the introduction of a series of policies which more and more concentrated, combined and now is the traditional low season, most of the country were the decline in housing sales. But this has not been further exacerbated the situation, the real estate market will usher in the end of the quarter the concentration of a heavy volume sales. The reason is that people demand for housing there has been strong and growing, but the elastic stage of the policy, have seen sales of our sizing stage.
real estate market macro environment analysis
9-year house prices in 70 major cities rose 9.1% qoq rise 0.5%
the completion of real estate investment
< br> the first three quarters, the national real estate investment 3.3511 trillion yuan, an increase of 36.4%, of which commercial residential investment 2.3512 trillion yuan, up 33.8%,UGGs, accounting for real estate development and investment accounted for 70.2%
ago the third quarter, the national real estate development enterprises 3.554 billion square meters construction area of housing, up 28.1%; housing new construction area of 1.194 billion square meters, up 63.1%; space of houses completed 369 million square meters, an increase of 10.4%.
first three quarters, the national real estate development enterprises to complete the land acquisition area of 290,830,000 square meters, an increase of 35.6%, land acquisition costs 711.1 billion yuan, an increase of 83.7%.
commercial sales of the first three quarters, the national real estate sales 632 million square meters, an increase of 8.2%, an increase over January-August increased by 1.5 percentage points.
sources of funding real estate development enterprises
the first three quarters, real estate development company sources of funds 5.0504 trillion yuan this year, an increase of 32.5%.
70 cities housing sales price index
9 months, 70 cities nationwide housing sales price rose 9.1%, or more than in August narrowed by 0.2 percentage points; chain rose 0.5 %.
9 months, new housing sales price rose 11.3%, or more than 0.4 percentage points in August narrowed; chain rose 0.5%.
9 months, second-hand housing sales price rose 6.2%, or unchanged from last month; chain rose 0.5%, compared with 0.4 percentage point increase in August.
national real estate development climate index
9 months, the national real estate climate index (the 2.44 points.
IMF forecast economic growth this year 10.5%
IMF is expected in the latest report, China's economic growth rate this year was 10.5%, 9.6% next year, the same as with the previous forecast.
IMF expects the global economy this year and next, respectively, 4.8% and 4.2% growth in developed countries is a major drag on the economy, two years were up 2.7% and 2.2%. Compared with the previous, the current report is more pessimistic on the U.S. economy is expected to increase in 2010 and 2011, respectively 2.6% and 2.3%, respectively,UGG boots, down by 0.7 and 0.6 percentage points. However, IMF is not particularly worried about the U.S. economy Among the Group of Seven, to achieve more than 3% this year, only Germany and Canada. Emerging markets is still the driving force of global growth, particularly in Asia, the next two years will achieve a growth of about 9%. India 9.7% this year, next year a little slow.
in the
sudden arrival of a new round of market regulation minimum down payment loans first suite 30%
29 days, a number of relevant state ministries and pushed an iron fist policy, these measures are: to increase the carry over implementation of the real estate market policy measures of macro regulation and control efforts, and improve housing
differentiated credit policy, the adjustment of housing transactions part of the deed tax and personal income tax preferential policies to effectively increase the effective supply of housing, increase the housing market and inspection other. Among them, the People's Bank of China and China Banking Regulatory Commission requires all commercial banks to suspend payment of the third set of residents and families to buy more housing loans; on more than one year can not provide proof of local taxes or social insurance contributions that non-residents to suspend payment of home loans; on loans purchase of commodity housing, the first payment ratio to 30% or more of adjustment; on loans to buy second homes in the family, strictly enforce the down payment of not less than 50% of the interest rate of not less than 1.1 times the benchmark interest rate requirements.
affected by the regulation of a much wider range of greater intensity, will change the market parties largely expected, property tax reform initiatives may not be long before landing. For some time, the momentum of rising house prices will be effectively curbed, wait and see mood is likely to once again strong.
deed tax on the adjustment of personal income tax aspects of real estate transactions notification
preferential policies on the deed: for individuals to purchase ordinary housing, and the house belonging to the family (members include the purchase, the spouse and minor children, the same below) the only housing, half of the deed tax. For individuals to purchase 90 square meters and the following ordinary housing, and the house belongs to the family the only housing, deed tax at the reduced rate of 1%.
on the personal income tax policy: the sale of their own homes and to re-purchase in a year personal income tax relief for taxpayers no longer.
, Beijing, Shenzhen and Shanghai have introduced three major focus of a new round of city property control rules, including restrictions and improve the copy number of first time home buyers down payment ratio,
10 7 May, Shanghai approved the Housing Authority, housing support five departments City purchase of a commodity housing (including second-hand stock of housing). Another highlight of Shanghai is to improve the conditions of the sale of commercial housing threshold, developers must pay the land transfer in all four cards are complete before sale, which will reduce to some extent, the improper use of 预售款 developers, pre- the negative impact of early sales to protect the interests of buyers, but also for developers to speed up the development play a role.
But in fact, pre-existing policy has been in Beijing than in Shanghai, the new more stringent rules, all new real estate in Beijing are paid land transfer must meet four conditions permit complete and asked to take to the pre-sale permit must be opened within three working days, and the Construction Committee to be published on the website in the price of each suite, not half-way modify the price, that is,
than Beijing and Shanghai, the purchase of the policy, the purchase of Shenzhen slightly strict policy, that is a family-owned housing stock has also made a number of provisions to restrict the objects included in the city with two sets of and two or more families, and has more than one set (and a set) of non-city residence housing families and unable to provide the city an annual tax payment certificate purchase of non-city residents.
buyers purchase threshold limit and the number of buyers, but also introduced various policies to promote the protection of housing construction nationwide comprehensive and smoothly.
determined by the Ministry of Housing and Urban timetable for the protection of housing construction market regulation steadily
Department of Housing and Urban 20, said on its Web site, requiring further speed up construction of affordable housing projects, local projects by the end of September before all the work, completed or almost completed at the end to reach more than 60%.
According to building housing the Ministry of disclosure, as of 8 at the end, the national income housing project has been started 410 million units, accounting for the annual plan of 70%. Among them, the low-rent housing, affordable housing, public rental housing and other affordable housing has started 2200000 sets, accounting for 75% of the annual plan. all kinds of shantytowns, started 1.9 million units, accounting for annual plan of 65%.
Up to now, protection of housing construction has been invested 470 billion yuan, accounting for 60% of the annual plan. The central government 69.2 billion yuan of special subsidies have all been issued. pursuant to estimate the annual income housing projects a total investment of close to 8,000 billion yuan. the central determination to promote the protection of housing construction of large,Discount UGG boots, can be seen. < br>
the international market, the dollar falling against the RMB currency interest rates, domestic inflation is expected to continue to exist and can not be optimistic, the Government introduced various policies aimed at suppressing the real estate market is growing, both in and outside the worry cases, the performance of the real estate market throughout China how?
control the purchase of boots and a floor suite Shanghai
7th batch of the Shanghai Municipal Government Shanghai Municipal Housing Authority, housing support five departments below the average selling price of housing development projects where the project area (area at the outer ring, the outer ring outside the division) last year the average price of new commodity housing, 预征 rate of 2%; higher than but not more than 1 times, pre- levy rate is 3.5%; more than 1 times, 预征 rate of 5%. , on the third set and the loans to buy houses, stop issuing housing loans. For non-residents in Shanghai, Shanghai, apply for loans to purchase housing should be provided from the date of application for the first 2 years in Shanghai, paid a total of years of personal income tax payment certificate or social security (urban social insurance) payment certificate. can not provide commercial banks to suspend payment of housing loans. The housing provident fund loans adjustment policies accordingly, the third stop on the purchase of housing units and more family housing provident fund loans.
households purchase a period of time limited copy number. provisional city and other provinces and households can only purchase a commodity in the city of new housing (including second-hand stock of housing). violation of the provisions of the purchase of real estate registration agency shall not accept the registration of real estate.
Shenzhen, introduced early this morning, the purchase of household members of the public that the purchase of two suites
Coincidentally, Shenzhen also recently introduced the purchase of property order, the Shenzhen Municipal Government released Deep House Office 〔2010〕 82, the core content of the file, being implemented in the city limits copy number of households purchase the policy, the city residence households (including some family members of permanent residents of the home city), the purchase of two housing units; who can provide more than 1 year in the city tax certificate or social insurance contributions that non-city residence households, the purchase of a housing units. In the pause in the city has more than 2 sets (including 2 sets) of the housing City residence households, with more than 1 set (including 1 set) Housing permanent residents of non-city families can not provide more than 1 year in the city tax certificate or social insurance contributions that non-permanent residents in the city purchase of the city. purchase of foreign institutions and individuals, in strict accordance with the implementation of the policy.
Shijiazhuang Real Estate Market News
transaction a tax increase of 20% in Shijiazhuang, Shijiazhuang, the province issued , the new employment of workers and have a stable job and a certain number of years living in urban migrant workers into the scope of supply.
new public rental housing to meet basic living needs
access standards should be announced to the public
rent to be significantly lower than the local rental market rents
public housing tenant may not definite re-decoration
Shijiazhuang in northern New Interpretation of the property market completely, >
New Area will be completed in one to two years starting area of infrastructure and environmental construction, in 2014 the core area scale in 2020, completed construction of the starting area. By 2030, will become the base for industrial innovation low carbon, low carbon buildings Exhibition Center, low carbon transport demonstration model. to build six levels of 31 indicators of ecological planning system, the core objective of achieving increased carbon sequestration within the region 50%, construction 40% reduction in carbon emissions, renewable energy utilization rate of 15%. Guilai
the first time in more than five months later, the provincial capital of residential land auction last week, the floodgates again. 17 plots the capital city also successfully a in the history of the to time, inevitably a little Shijiazhuang regulatory
housing security and Housing Authority, Central Branch of People's Bank of Shijiazhuang, the project has introduced regulatory supervision of banks capital account. the same pre-sale items pre-fund supervision and management to ensure that funds for the sale of real estate-related construction, protect the legitimate rights and interests of pre-sale housing to prevent the transaction risk.
Regulations, the real estate development enterprises in the application for pre-sale permit ago, according to the actual situation of construction project in the relevant commercial bank escrow account funds real estate sale, real estate sale of mutual fund regulation agreement signed. development enterprise must ensure that the successful bidder to deliver the first payment, installment and full options paying back the full import of the financial institutions for mortgage lending and other financial institutions, mortgage loans allocated by the successful bidder of funds, in addition to deposit a certain percentage of the relevant provisions of retention, the other part should be fully transferred to the funds of the project supervision of the banking supervision account, funds from the sale of bank regulation uniform strict supervision. supervision of banks should be established to fund real estate sale collection, expenditure accounting, and in accordance with the image of the construction project, planned use of funds audit the information submitted by development companies, meet the requirements, Since the date of application for payment within five working days.
commercial real estate capital into to meet the city people dream of spending the lives of one-stop entertainment, reflecting the new modern way of life. There are signs that the city the capital of complex current property market is becoming a hot spot. Jinzheng Hai Yue world city complex, Wanda the city's comprehensive body, Chancellorsville urban complex ... ... the past two years, with the the formation of multi-function, high efficiency commercial real estate form - urban complex in the provincial capital, and showed a trend everywhere.
stringent regulation of the housing market in the country against the backdrop of the urban complex marked a new round of competition in commercial real estate, is performed quietly capital.
the same time, there is indeed Shijiazhuang, weakening the old business district, shopping district and updating of the old and new gaps in the upgrade, Wanda Plaza, Yue Jin Zhenghai world, Vientiane heavens, and Chancellorsville center, a large number of new source NASA rise of large commercial complexes, can be said to conform to the city's development trend. In addition, the urban complex to enhance the quality of the city and the improvement of urban functions has a very big role. < br>
Hebei suspended three mortgage banks
boots with the second floor control, Hebei has started a new real estate control policies, Stone City, in accordance with national policies related to deed the latest policy started. At present a number of banks have begun to implement a loan-to-New Deal, suspended the third set and more housing loans. still waiting for the policy of the bank also said it would strictly follow the state policy implementation.
Stone City purchase The only housing deed halved
9 29, the Ministry of Finance issued a Members include the purchase, the spouse and minor children, the same below) the only housing, half of the deed tax. for individuals to purchase 90 square meters and the following ordinary housing, and the house belongs to the family the only housing, reduced rate of 1 % deed tax rate. In addition, the sale of their own homes and to re-purchase in a year personal income tax relief for taxpayers no longer.
Hebei perform a number of banks, credit the New Deal
9 月29 evening, the central bank, China Banking Regulatory Commission jointly issued new regulations, clear requirements, commercial banks suspended the third set and more housing loans; suspended for non-residents purchase loans. on loans to buy commodity housing, the first payment ratio adjusted to 30 % or more; on loans to buy second homes in the family, strictly enforce the no less than 50% down payment, loan interest rate of not less than 1.1 times the benchmark interest rate provisions. all commercial banks to strengthen management of consumer loans, banned purchase of housing.
Conclusion:
third quarter real estate market volume and price rose steadily in the restrictive policies, local governments also and copy number, but when accumulated to a certain degree of demand, or will be resolved through other means, the Chinese real estate market, by no means less home buyers to buy a few suites can be resolved, perhaps the future of affordable housing is one way, However, whether the Chinese real estate development track as soon as virtuous, and we still do not know.
Wu Chenchen
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